Andrew C. Robinson, Registered Investment Adviser
Andrew C. Robinson
Registered Investment Adviser · Hawaii

I built Legacy Investment Advisors because I got tired of watching families pay an adviser 1.5% a year to own the same index funds they could buy themselves for almost nothing. The best-case outcome in that model is average. I believed there was something better — and that technology had finally made it genuinely accessible. It took me twenty years to find it and build it.

I'm a public finance professional by training, a farmer by experience, and a quantitative investor by conviction. I live in Ewa Beach with my family, I meet clients in person, and I treat every account with the same precision I applied to public funds for two decades — because the stakes for your family are just as real as any municipal budget.

01
The Beginning

From an orchard to an algorithm

For nearly a decade, my family operated Robinson Family Farms — a commercial apple orchard in Upstate New York. We planted 70,000 trees, built irrigation systems from scratch, and learned every rhythm of the land. But what I remember most isn't the planting. It's the harvest.

My crew and I picked every apple by hand. Small action by small action, repeated thousands of times a day, until the barns were full and the season was complete. We eventually harvested over five million apples a year.

That experience shaped how I think about investing. Markets move every day — up, down, sideways, volatile. Most advisers tell their clients to ignore the movement and wait. I believe the movement itself is the opportunity. Small, systematic gains captured repeatedly — that's the harvest.

"The same discipline that fills a barn one apple at a time is what fills a retirement account one systematic trade at a time."

70,000
Trees planted at Robinson Family Farms, Williamson, New York
5M+
Apples harvested annually — the original "small wins" compounding model
8 Years
Running a commercial agricultural operation as President & CFO
02
The Foundation

A career built on managing other people's money carefully

Before building the Active Harvest system, I spent nearly two decades managing public funds — the kind where precision and accountability aren't optional.

As Budget Director and Assistant Finance Director for a municipality in New York, I oversaw budgets covering infrastructure and public services. At the New York State Budget Division in the Governor's Office, I worked on large-scale economic development projects. Most recently as Agricultural Loan Director for the Hawaii Department of Agriculture, I managed lending programs supporting Hawaii's farming economy.

Public finance teaches you something private firms rarely do: every dollar belongs to someone else and your job is to protect it. That standard of care is the foundation of how I manage every client account.

2025 – 2026
Agricultural Loan Director
Hawaii Dept. of Agriculture, Honolulu HI
2016 – 2024
President / CFO
Robinson Family Farms LLC, Williamson NY
2011 – 2016
Budget Director / Asst. Finance Director
Town of Brighton, New York
2007 – 2011
Budget Analyst
New York State Budget Division, Governor's Office
03
The Conviction

What I learned at a large firm — and why I left

I spent time as a financial adviser at a major national firm. I went in genuinely curious about how professional investment management worked at scale. What I found was a system designed around products, not clients.

Clients paid a 1.5% advisory fee and received a pre-packaged portfolio of mutual funds they could have purchased themselves for a fraction of the cost. The best-case outcome, in most cases, was average returns with a professional wrapper.

I left because I believed technology had made something genuinely better possible for everyday investors — not just institutional funds. Fully automated, rules-based trading that executes without emotion, captures movement that passive strategies miss, and runs inside the retirement account structure most families already have. Legacy Investment Advisors is the result.

1.5%
The fee most advisers charge to hold funds you could buy yourself

"I left because I believed families deserved an active strategy, not an expensive wrapper around something passive."

04
The Place

Why Hawaii — and why it matters

My family chose Hawaii intentionally. We're based in Ewa Beach on Oahu — close to Pearl Harbor, close to the communities I serve. Hawaii has a large population of military families approaching retirement, government workers with deferred compensation to manage, and professionals who've built real savings and want something smarter than a target-date fund.

This community is where I live, where my kids go to school, and where I intend to build something that matters for the long term. I meet with clients in person. Your money stays in your own Interactive Brokers account — I hold trading authority only, never custody. You can see every trade, every day, in real time.

That transparency isn't a feature. It's non-negotiable for me.

Ewa Beach
Based on Oahu. Meeting clients in person across Hawaii.
In-Person
Every new client relationship starts with a face-to-face conversation, not a form.
Real-Time
Full trade visibility in your IBKR account. Nothing is hidden, ever.
Credentials & Registration

Everything you need to verify

📋
Registration
Registered Investment AdviserState of Hawaii Division of Financial Institutions
🔢
IAR CRD Number
#340780Verifiable at advisorinfo.sec.gov
🎓
Education
B.S. EconomicsBrigham Young University

M.P.A. FinanceRockefeller Institute, SUNY Albany
📅
Experience
19 YearsPublic Finance, Business Operations & Investment Management
🏦
Custodian
Interactive Brokers (IBKR)Client holds full custody. Adviser holds trading authority only.
📄
Disclosure Document
Form ADV Part 2 →Available for download. Delivered to every client before engagement.

Ready to have a conversation?

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